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    Remittance cost guide

    Remittance cost estimator

    Estimate the real cost of a remittance by looking at transfer fees, exchange-rate markups, payout method and delivery speed together.

    Estimate total transfer cost

    A remittance cost estimate should include both the visible fee and the FX markup.

    Understand corridor differences

    Costs can change depending on source country, destination country, currency and payout method.

    Compare before sending

    Use estimates to shortlist providers, then compare live options before making a final choice.

    Frequently asked questions

    What is a remittance cost estimator?

    It is a tool or guide that helps estimate the total cost of sending money internationally.

    What affects remittance cost?

    Transfer amount, fees, exchange rate, payment method, payout method and delivery speed.

    Is the cheapest fee always the cheapest transfer?

    No. A weaker exchange rate can make a low-fee transfer more expensive overall.

    How should migrants compare providers?

    Compare the amount the recipient receives, delivery time, payout method and provider reliability.